Free Credit Reports

Written on Jun 09, 2008 // General.

I know what you’re thinking. GREAT! Now he is trying to make money of the free credit report stuff. Not true!

There is a little known fact that I was not aware of actually. You can get a credit report once a year from all 3 burros directly free. Visit annualcreditreport.com or call 1-877-FACTACT and they will take you to all 3 burros in an easy manner without signing up for anything. I know you have all seen the “Get your free credit HERE” stuff out there and it turns out you have to sign up for some trial period and wind up paying for your “FREE” credit report. Sucks, I know. AnnualCreditReport.com is a centralized service for us to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion.

You don’t get to see your actual credit score but you can see and print out your entire file including all open and closed accounts and dispute anything that does not belong. Also it will show you any credit checks on you. If you want to see the actual score; you will need to pay and you will have to pay for each one separately. I don’t see the need for it though.

Anyways, hope this helps someone. Later.

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